Revival Manifesto

Revival exists because we’re pissed off too. We’re pissed off that we’re in debt, we’re pissed off at legislators not taking action, and most of all, we’re pissed off that ridiculously nice collections and tools built to extract as much as possible from borrowers are seen as a solution for a problem that shouldn’t exist in the first place.

1. We’re a wealth-building company, not a debt collections agency. Every product we build is designed to make borrowers richer. Not the banks. Not the lenders. Not the government. We don’t just see you, we are you and won’t push you anything we wouldn’t use ourselves.

2. It should go without saying that we will never sue you, garnish your wages, seize your assets, or even threaten you. We won’t have to; lenders somehow thought squeezing borrowers dry would be more profitable, and they’ve been getting it wrong for centuries.

3. We couldn’t care less about financial literacy. If Black and Latinx people getting subprime loans regardless of their credit score didn’t tell you everything you needed to know, we further question why predatory home loans were allowed to exist in the first place. Why should you have to be a finance whiz just so government-supported banks and universities can’t steal from you?

4. We live in the real world. As idealistic as we are, and as much as we want to burn down the system; we know how impactful credit scores and outstanding debts are on someone’s life. Our tools are to give you control over your financial life and to help you move from eliminating debt into wealth building.